Last Updated: January 1, 2026. These Terms & Conditions apply to all sar88 members and supersede all previous versions.

Age Requirement

You must be at least 21 years old and a resident of Indonesia to register and use sar88 services.

Account Security

You are responsible for maintaining the confidentiality of your account credentials and all activities under your account.

Fair Play

All bets and games are subject to our rules. We reserve the right to void bets placed in violation of these terms.

Responsible Gaming

Gambling should be entertainment only. We provide tools to help you stay in control of your play.

Legal Agreement

By using sar88, you agree to be bound by these Terms & Conditions and all applicable laws.

Support Available

Questions about these terms? Contact our 24/7 customer service team for clarification.

1. Definitions

In these Terms & Conditions, unless the context requires otherwise:

2. Acceptance of Terms

By registering an account, accessing the sar88 website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any provision of these terms, you must not use our services.

These Terms & Conditions constitute a legally binding agreement between you and sar88. We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on this page. Continued use of our services after changes are posted constitutes your acceptance of the modified terms. It is your responsibility to review these terms periodically.

These terms should be read in conjunction with our Privacy Policy and Responsible Gaming policy, all of which form part of your agreement with sar88.

3. Eligibility Requirements

To register and use sar88 services, you must meet all of the following eligibility criteria:

We reserve the right to request additional verification documents at any time to confirm your eligibility. Failure to provide requested documents within a reasonable timeframe may result in account suspension or closure.

4. Account Registration

4.1 Registration Process

To create an account, you must provide accurate, current, and complete information including your full legal name, date of birth, residential address, email address, and mobile phone number. All information must match the details on your government-issued identification document.

You will be required to choose a unique username and password. You are responsible for maintaining the confidentiality of your login credentials and must not share them with any third party. Any activity conducted through your account will be deemed your responsibility.

4.2 Identity Verification (KYC)

As part of our commitment to responsible gaming and compliance with anti-money laundering regulations, we implement a Know Your Customer (KYC) verification process. You will be required to upload clear, legible copies of the following documents:

We reserve the right to request video verification or additional documentation if we have reason to believe your account may have been compromised or is being used fraudulently. Failure to complete KYC verification may prevent you from withdrawing funds.

4.3 Account Restrictions

Each individual may hold only one account with sar88. Creating multiple accounts (commonly known as "multi-accounting") is strictly prohibited and will result in immediate closure of all accounts and forfeiture of any balances, winnings, or bonuses. We employ sophisticated detection systems to identify duplicate accounts.

5. Deposits and Withdrawals

5.1 Deposits

sar88 accepts deposits via the following methods: bank transfers (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja). Minimum deposit amounts vary by payment method and are displayed at the time of deposit. All deposits must be made from a payment account registered in your own name.

Deposits are typically processed instantly. However, processing times may vary depending on your bank or payment provider. sar88 is not responsible for delays caused by third-party payment processors or banking institutions.

We reserve the right to refuse any deposit at our sole discretion, including deposits that appear suspicious or in violation of anti-money laundering regulations.

5.2 Withdrawals

You may request a withdrawal of your account balance at any time, subject to the following conditions:

Withdrawal processing times typically range from 15 minutes to 24 hours depending on the payment method and time of request. Withdrawals requested during Indonesian bank business hours (Monday-Friday, 08:00-22:00 WIB) are generally processed faster than requests made outside these hours.

We reserve the right to charge fees for excessive withdrawal requests (more than 3 per day) or to refuse withdrawal requests that appear to be money laundering attempts.

5.3 Anti-Money Laundering

sar88 is committed to preventing money laundering and terrorist financing. All deposits must be wagered at least once (1x turnover requirement) before they can be withdrawn. We monitor all transactions for suspicious activity and reserve the right to report suspicious transactions to the relevant authorities.

6. Bonuses and Promotions

sar88 offers various bonuses and promotions to members, including welcome bonuses, deposit bonuses, cashback offers, and loyalty rewards. All bonuses are subject to specific terms and conditions which will be clearly stated in the promotional materials.

Key general bonus terms include:

We reserve the right to modify, suspend, or cancel any promotion at any time without prior notice. In cases of bonus abuse or violation of bonus terms, we reserve the right to void bonuses and associated winnings.

7. Betting Rules

7.1 General Betting Rules

All bets placed through sar88 are subject to these Terms & Conditions and the specific rules of each game or betting market. Once a bet is confirmed, it cannot be cancelled, changed, or withdrawn except in cases where we determine a bet was placed in error due to a technical malfunction.

We reserve the right to refuse any bet, limit bet amounts, or close accounts of players who are identified as professional or advantage bettors. Bets placed on obvious errors (incorrect odds, clearly erroneous lines) will be void.

7.2 Sports Betting

Sports betting covers a wide range of events including football (BRI Liga 1, English Premier League, La Liga, Serie A, Bundesliga, Champions League, FIFA World Cup, AFF Championship), basketball, tennis, volleyball, badminton, and more. Specific betting rules for each sport are available on our website.

Key sports betting principles:

7.3 Casino Games

Our casino offerings include live dealer games (blackjack, roulette, baccarat, poker variants), slot machines, and other electronic games. All casino games use certified Random Number Generators (RNG) or are conducted by professional dealers in real-time.

Return to Player (RTP) percentages are displayed for each game. RTP represents the theoretical long-term payout percentage and does not guarantee individual session results.

7.4 Lottery and Togel

sar88 offers various lottery games including togel (Indonesia's traditional numbers lottery) with multiple draw times daily. Lottery results are based on official draw outcomes and are final and binding. Lottery bets cannot be cancelled once the draw has commenced.

8. Prohibited Activities

The following activities are strictly prohibited and may result in immediate account closure, forfeiture of balances, and legal action:

9. Intellectual Property

All content on the sar88 website, including but not limited to text, graphics, logos, images, software, and data compilations, is the property of sar88 or its licensors and is protected by Indonesian and international copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal entertainment purposes only. You may not reproduce, distribute, modify, or commercially exploit any content from our website without explicit written permission.

10. Limitation of Liability

To the maximum extent permitted by law, sar88 shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services, including but not limited to:

Our total liability to you for any claim arising from these terms shall not exceed the amount of deposits made to your account in the 30 days preceding the claim.

11. Dispute Resolution

In the event of a dispute between you and sar88, we encourage you to first contact our customer service team to seek an amicable resolution. Most disputes can be resolved quickly and fairly through direct communication.

If a dispute cannot be resolved through customer service, you agree to submit the matter to binding arbitration in accordance with international arbitration rules. The arbitration shall be conducted in English, and the decision of the arbitrator(s) shall be final and binding.

You agree to waive any right to participate in class-action lawsuits or class-wide arbitration against sar88.

12. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with international gaming law and the laws of the jurisdiction in which sar88 is licensed. To the extent that Indonesian law applies to disputes involving Indonesian residents, such provisions shall be interpreted in accordance with Indonesian legal principles while respecting the international nature of online gambling services.

13. Account Closure and Termination

13.1 Voluntary Closure

You may close your account at any time by contacting customer service. Upon closure, you will be required to withdraw any remaining balance. Accounts closed voluntarily may be subject to a cooling-off period before they can be reopened.

13.2 Involuntary Closure

We reserve the right to close or suspend your account at any time, with or without notice, if we determine that you have violated these Terms & Conditions, engaged in fraudulent activity, or pose a risk to the integrity of our platform. In such cases, we may withhold any remaining balance pending investigation.

14. Responsible Gaming Commitment

sar88 is committed to promoting responsible gaming and preventing gambling-related harm. We provide various tools to help you stay in control of your play, including deposit limits, session time limits, loss limits, and self-exclusion options.

If you feel that gambling is becoming a problem, we urge you to seek help immediately. Contact our customer service team to activate self-exclusion, or reach out to professional gambling support organizations. Remember, gambling should be entertainment only - never gamble with money you cannot afford to lose.

15. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Important Notice: By continuing to use sar88 services, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions. These terms are subject to change at any time. Last updated: January 1, 2026.

Questions About Our Terms?

Our customer service team is available 24/7 to clarify any aspect of these Terms & Conditions

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